Get it today.
No Credit Needed*
We know a three-digit number doesn't tell your story. Applying is easy. Once approved shop your favorite items.
Shop and get it today
Spread out the cost of big purchases without needing all the money upfront. Own your item(s) in 12 months or less.
No Credit Needed*
There's no credit needed* to apply for the lease-to-own purchase option.
Quick Decision
Apply now and get a decision quickly.
Flexible Payments
Weekly, biweekly or monthly payment options make it simple to use.
90-Day Option **
Save money when you pay off your lease early using our 90-day and early purchase options.
**Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early, or to cancel lease and schedule return of merchandise, you must call 877-898-1970. Retailer cannot activate early purchase options.
*Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved.
How does this work?
Apply now for a quick decision
Once approved shop your favorite items
Go to checkout
Select Progressive Leasing as your payment option at checkout
Own your item in 12-months or less
Enjoy flexible automatic payments
No large upfront payment
Take your items home for just $49 initial payment+(plus tax) today!
+The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection. Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer's cash price. Select items only. At anytime, you may purchase early or return merchandise and cancel lease. Not available in MN, NJ, VT, WI, WY.
What our customers are saying
"Progressive customer service were very understanding and offered me a great payout."
–Cassandra Sledge
"I was approved for a lease immediately for an item I purchased."
–Tina McCallop
"Excellent company and really helpful customer service. Never had a problem with payments"
–Jose Rodriguez
Progressive Leasing
17,918 reviews
Progressive Leasing
34,000+ reviews
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FAQs
What is the Lease-to-Own Purchase Program offered by Progressive?
The Lease-to-Own Purchase Program from Progressive is a convenient and flexible way to get the products you need today without having to make a substantial upfront payment. You can apply online and once approved, select the items you want and make affordable payments over time until you own the product.
What are the requirements to apply?
To apply, you must be at least 18 years old, have a valid Social Security number, a checking account that has been open for at least 90 days, and a steady source of income.
Is there a fee to apply for Progressive?
No, there is no fee to apply. The application process is quick and free.
Who do I contact if I have questions about my lease?
You can contact Progressive Leasing directly at 877-898-1970 for any questions about your lease agreement.
How do I make payments?
Payments are automatically deducted from your checking account or debit card on your scheduled payment dates. You can manage your payment schedule through the Progressive Leasing app or by calling customer service.
How long is the lease agreement?
The standard lease agreement is 12 months. You can own your item by making all scheduled payments over the 12-month term, or you can take advantage of early purchase options to own it sooner.
What type of items are available for lease with Progressive Leasing
You can lease a wide variety of products available at participating retailers, including golf clubs, complete sets, apparel, and accessories.
How long does my approval last?
Your approval is typically valid for 30 days from the date you are approved. After that, you may need to reapply.
Can I buy the product before my lease ends?
Yes. You can purchase the product at any time. You can take advantage of a 90-day purchase option (3-month purchase option in CA) as provided in your lease-to-own agreement. This is the least expensive lease-to-own purchase option and expires 90 days (3 months in CA) after your item(s) are delivered. After this option expires, you can exercise an early purchase option for less than the total of remaining 12-month lease-to-own total, as described in your lease agreement.